US Bank Altitude Connect Visa Signature Card 2022 review

US Bank Altitude Connect Visa Signature Card 2022 review

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The mean terms of state successful July 2022 was adjacent to $4.60. At a clip erstwhile state prices and ostentation are astatine the forefront of astir consumers' minds, galore are looking for a mode to enactment wealth backmost successful their pockets.

Reward recognition cards tin connection a flimsy reprieve, particularly considering astir consumers don't person a prime astir if they tin bargain state oregon not.

Here's wherefore the US Bank Altitude Connect is 1 of the champion to choose.  

Intro BonusIntro Offer: Earn 50,000 bonus points erstwhile you walk $2,000 successful eligible purchases wrong the archetypal 120 days of relationship opening.

APR17.49% - 25.49% (Variable)

Recommended CreditExcellent/Good

Reward Rates

  • 4X points connected travel, state stations, and EV charging stations.
  • 2X points connected streaming services.
  • 2X points astatine market stores, market delivery, and dining.
  • 1X constituent connected each different eligible purchases.

Annual Fee$0 introductory yearly interest for the archetypal 12 months, After that $95

Intro Purchase APRN/A

Balance Transfer FeeEither 3% of the magnitude of each transportation oregon $5 minimum, whichever is greater

Balance Transfer APR17.49% - 25.49% (Variable)

Foreign Transaction FeesN/A

Rewards & Redemption Details

  • 4X points connected travel, state stations, and EV charging stations.
  • 2X points connected streaming services.
  • 2X points astatine market stores, market delivery, and dining.
  • 1X constituent connected each different eligible purchases.

The US Bank Altitude Connect paper has a batch to connection its cardholders. Its rewards are lucrative and screen a bully assortment of question purchases, it's comparatively inexpensive, and comes with a utile enactment of benefits.

It does, however, transportation an yearly interest of $95, but the rewards marque it comparatively casual to screen it. Were you to lone usage the paper for state and disregard its different bonus categories, consumers would request to walk astatine slightest $2,500 astatine the pump.

If that sounds expensive, support successful caput that state prices are presently astir $4.60 a gallon. The mean US household could walk upwards of $5,000 connected state this year, which would mean $200 backmost successful your pouch with this card. That's a fewer tanks of state you don't request to interest about. 

And again, support successful caput the paper earns rewards for groceries, streaming, dining, and rental cars, among others. So if you usage the paper for everything, it'll beryllium adjacent easier to screen its fee. Plus, you won't person to interest astir the interest for the archetypal twelvemonth with the card.

In summation to its lucrative reward program, it's a Visa Signature card, truthful it includes immoderate utile protections, positive an yearly $30 streaming credit, and an exertion interest recognition for Global Entry oregon TSA PreCheck. If you're successful the marketplace for a beardown wide question card, oregon are conscionable looking to gain immoderate currency backmost astatine the pump, you could bash acold worse than the US Bank Altitude Connect.

Pros

  • 5x points per dollar for prepaid hotels and rental cards booked done the Altitude Rewards Center
  • 4x points per dollar for gas
  • 2x points for groceries, dining, and streaming
  • Visa Signature protections
  • Global Entry/TSA PreCheck exertion interest credit
  • $30 streaming credit
  • No overseas transaction fee

Cons

  • Annual fee
  • $25 minimum redemption

Redeeming rewards

Redeeming is elemental with the US Bank Altitude Connect card, and your points volition ne'er expire. Cardholders tin redeem rewards for:

  • Cash back
  • Travel
  • Gift cards
  • Merchandise
  • Charity

When redeeming for currency back, each constituent is worthy 1 cent, which means the paper earns 5%, 4%, 2% and 1%, respectively. However, you could perchance find adjacent greater worth for your points erstwhile redeeming for travel, but it'll instrumentality a small other enactment to find the close transportation deal.

Card benefits

While the paper shines done its rewards, cardholders volition perfectly find worth successful the wide array of benefits it brings to the table.

  • Global Entry / TSA PreCheck exertion interest credit: Get reimbursed for the exertion interest for either Global Entry ($100) oregon TSA PreCheck ($85).
  • Streaming credit: Get an yearly $30 streaming recognition aft paying for an eligible streaming work for 11 consecutive months.
  • Visa Signature Luxury Hotel Collection: Access premium benefits astatine a fig of hotels astir the world, including champion disposable rates, automatic country upgrades erstwhile available, and a regular $25 nutrient oregon beverage credit, among others.
  • Visa Signature Concierge Service: Get non-emergency assistance for tasks similar uncovering performance tickets to making meal reservations, 24/7.
  • Visa Signature Car Rental Privileges: Use your paper to publication a car with Avis oregon Budget to get a 25% discount connected basal rates, complimentary one-car people upgrade erstwhile available, and waived further operator fee, among others.
  • Visa Signature Golf Benefit by Troon: Get automatic Silver Status and 10% disconnected erstwhile you usage your paper to motion up for Troon Rewards. Get discounted tee times and merchandise astatine implicit 150 courses.
  • Cell Phone Protection: Pay your telephone measure with the paper to get protected against harm and theft. It's $600 per claim, with a bounds of 1 assertion per year.
  • Roadside Dispatch: If you tally into car occupation distant from home, telephone 1-800-847-2869 to get assistance.
  • Travel and Emergency Assistance: If you request aesculapian oregon ineligible assistance portion traveling, telephone the multilingual telephone halfway astatine 1-800-992-6029. Assistance besides includes question summons replacement, mislaid luggage locator assistance, and exigency translation help.
  • ID Navigator Powered by NortonLifeLock: Access tools to assistance you enactment alert of imaginable threats to your idiosyncratic information.
  • Zero Liability: You won't beryllium held liable for immoderate unauthorized purchases made connected your account.
  • Lost oregon Stolen Card Reporting: If your paper is lost, stolen, oregon damaged, get a caller 1 sent to you nary substance wherever you are, and summation entree to exigency funds if request be.

Navigate to US Bank's website wherever you tin securely apply. Fill retired the due information, and US Bank should get backmost to you instantly with its decision. In immoderate cases, it whitethorn petition further information.

The US Bank Altitude Connect is designed for consumers with fantabulous credit, which means their FICO scores would request to beryllium astatine slightest 800, and their VantageScores would request to beryllium astatine slightest 780.

No, your points volition ne'er expire.

If the paper earns 4% currency backmost for state (when redeeming for currency back), you would request to walk astatine slightest $2,500 to screen the $95 yearly fee. However, if you're utilizing the paper for dining, groceries, streaming, edifice and rental car reservations, you'll request to walk adjacent less.

Eligible streaming services see Amazon Prime Video, Netflix, Hulu, Disney+, Apple TV, HBO Max, Peacock, Showtime, Paramount+, Pandora, Spotify, Apple Music, and Audible.

If you're looking for a mode to gain a instrumentality connected purchases you request to make, specified arsenic state and groceries, this is simply a bully paper to adhd to your wallet. 

While the market rewards aren't ace high, if you don't person a paper that earns rewards for them, each small spot helps. The state complaint is the card's existent draw, but it besides earns 5x points for prepaid hotels and car rentals booked straight done the Altitude Rewards Center.

It's an all-around large wide question paper for consumers who question each truthful often, and are looking to gain rewards for indispensable purchases.

If you request a paper that earns a beardown rewards complaint for state successful the look of rising substance costs, look nary further. In summation to state rewards, it covers a assortment of different travel-related purchases, with streaming services besides thrown in. The paper besides features a fig of utile benefits, including an exertion interest recognition for Global Entry oregon TSA PreCheck for travelers, an yearly $30 streaming credit, Cell Phone Protection, and a fistful of different protections.

The yearly interest shouldn't beryllium excessively hard to screen acknowledgment to its beardown rewards, and redeeming the rewards tin beryllium elemental and lucrative. Choose currency backmost oregon redeem for question to effort to find an adjacent greater per-point value. The paper offers plentifulness of worth to consumers.

If you aren't enticed by what the US Bank paper has to offer, determination are a fewer others that are worthy considering.

  • Wells Fargo Active Cash: Use the paper for each purchase, including state and travel, and gain 2% currency back. It's elemental and lucrative with nary yearly fee. It's besides issued arsenic a Visa Signature, truthful it comes with a fewer utile protections.
  • The Blue Cash Preferred: The champion recognition paper to take for market spending. It offers 1 of the highest currency backmost rates astatine US supermarkets and for prime US streaming services. It besides provides a decent complaint astatine US state stations, however, it's not arsenic precocious arsenic the US Bank card's. It carries the aforesaid yearly fee, and the rewards volition rapidly and easy screen it.
  • Bank of America Customized Cash Rewards Card: Best for consumers who don't walk much than $2,500 connected state and different purchases each quarter. Cardholders tin take 1 "everyday" 3% currency backmost walk class to gain in, successful summation to 2% and 1% static reward categories. The 3% and 2% rewards are constricted to $2,500 spent each 4th earlier rewards autumn to 1%.